Generally, when clients consider fees, they are thinking in terms of what is the Home Care Package going to cost them from their private funds, i.e. what will they have to contribute towards their own care.
However, in Home Care, there are several definitions of the word "fee" and some may relate to the client paying from their private funds but other "fees" are actually deducted from the Government subsidies. Below are some of the common fees listed and whether the client pays for these fees from their private funds or it is taken from the Government subsidies sitting in the HCP.
The important thing to remember here is that this is NOT a compulsory fee. It is a "recommended" fee by the Government and you will need to negotiate with the Package Provider on this. At The Care List, we do NOT collect this fee from clients.
If your provider is charging you this fee under the guise of "it is a Government mandated fee", that is certainly not the case. You should be at liberty to discuss and negotiate this fee down to $0, especially if you are not already using up all the funds being provided by the Government.
The Basic Daily fee will vary depending on the package level you have been assigned.
As at 20 September 2020, this is the recommended Basic Daily Fees:
As a general guide, a single person with an annual income of around $27K p.a. will not be expected to pay an income tested fee.
A single person with an annual income of under $53K p.a. will be expected to pay up-to a maximum of around $15.50 per day.
A single person with an annual income of greater than $53K p.a. will be expected to pay up-to a maximum of around $30.85 per day.
As at 20 September 2020, this is the indicative Income Tested Fee (note for couples, the fee is per person receiving a HCP):
It is also important to note that the Income Tested fee remains the same regardless of the package level you have been assigned.
Want to get a quick estimate of your Income tested fee? If you know your approximate annual income and assets (excluding your home), please use this portal to estimate your fee. Please use this calculator with a pinch of salt. It is easy to enter in incorrect figures, double report your income and hence the calculator should only be used if your situation is straight-forward with just 1 or 2 income sources and hardly any assets (other than your family home) at all.
How often do you need to pay these fees?
The basic daily fee (if charged) and the income-tested care fee are paid for every single day that package funds are assigned to you. It doesn't matter whether you receive a service on that day or not. You may be asked to pay your home care fees on a fortnightly or monthly basis.
The Provider will deduct fees for: